Thomas Mertens, Director of Commercial Real Estate at C.H. Kauffman & Associates
New York City, New York (EST)

Family-Run Commercial Financing Since 1986

Mortgage Bankers Association Member

Trusted Since 1986

Four Decades of Commercial Financing Results

Family-run mortgage bankers with $180M+ in financing arranged, 40+ years in business, and closed deals from boutique multifamily to $97M mixed-use developments.

0+Years in Business
$0M+Financing Arranged
0+Closed Deals Featured
0States Licensed (NJ · PA · DE)

Mortgage Bankers Association Member

Mortgage Bankers Association MemberMortgage Bankers AssociationMortgage Bankers Association
Client Relationships

Our clients value long-term lender relationships, transparent communication, and financing structured around their goals — backed by decades of closed transactions.

We focus on personal relationships with each client and our commitment to achieving their goals — not volume for volume's sake. Our experience and industry expertise allows us to provide creative solutions to all commercial real estate finance needs.
Charles Kauffman

Charles Kauffman

President & Founder

Decades of connections to banks, life insurance companies, and institutional debt funds mean we source the best available terms in the marketplace for every project we touch.
Thomas Mertens

Thomas Mertens

Director of Commercial Real Estate

Mortgage Bankers Association & Lender Network

Mortgage Bankers Association MemberMortgage Bankers AssociationMortgage Bankers Association
Closed Deals

A selection of commercial financing transactions arranged by our team — from $2M boutique multifamily to $97M mixed-use developments.

C.H. Kauffman & Associates office and team — photo 1
About C.H. Kauffman & Associates

A family-run commercial mortgage banking firm delivering creative financing solutions since 1986

We pride ourselves on obtaining the best available deal in the marketplace, focusing on personal relationships with each client and our commitment to achieving their goals. Our experience and industry expertise allows us to provide creative solutions to all commercial real estate finance needs.

Our Team

Licensed commercial mortgage bankers and brokers serving developers and property owners across the Tri-State and Mid-Atlantic.

Markets

Licensed in New Jersey, Pennsylvania, and Delaware — with closed transactions spanning multifamily, retail, medical, and mixed-use projects.

New Jersey

New Jersey

Multifamily · Retail · Medical · Mixed-Use

New York

New York

Condominium · Townhouse · Mixed-Use

Pennsylvania

Pennsylvania

Strip Centers · Multifamily · Industrial

Services

Permanent loans, construction financing, bridge and mezzanine capital, loan servicing, property inspections, and licensed brokerage.

Permanent Loans — C.H. Kauffman & Associates

Permanent Loans

Long-term debt for stabilized commercial properties — banks, life companies, and institutional lenders at competitive rates.

Construction Financing — C.H. Kauffman & Associates

Construction Financing

Ground-up and renovation capital for multifamily, mixed-use, retail, and office projects across the Tri-State.

Bridge & Mezzanine — C.H. Kauffman & Associates

Bridge & Mezzanine

Short-term bridge loans and mezzanine/equity solutions when your timeline or capital stack requires creative structuring.

Loan Servicing — C.H. Kauffman & Associates

Loan Servicing

We service many of the permanent loans we arrange — working with clients through the entire term of the loan.

Property Inspections — C.H. Kauffman & Associates

Property Inspections

On-site property inspections and monitoring to protect lender and borrower interests throughout the loan lifecycle.

Brokerage Services — C.H. Kauffman & Associates

Brokerage Services

Licensed real estate brokers in NJ, PA, and DE — facilitating purchases and sales when your transaction requires it.

Process

How We Work

A relationship-driven approach from first call through loan servicing

  1. Consultation & needs assessment

    We discuss your project, timeline, capital requirements, and goals to define the right financing strategy.

  2. Lender sourcing & term sheet

    Leveraging decades of lender relationships, we identify the best available terms and present clear options.

  3. Underwriting & closing

    We coordinate due diligence, documentation, and closing with lenders, attorneys, and all parties involved.

  4. Servicing & ongoing support

    For loans we service, we remain your partner through the full term — inspections, renewals, and refinances.

Join Our Mailing List

Whatever your property type may be, we can tailor your real estate financing needs. Subscribe for market updates and firm news.

Prefer to talk through your project?

Request a Rate Quote

Request a Rate Quote for Your Project

Tell us about your commercial property and timeline — we will source lender options tailored to your goals.

Or email us at info@chkauffman.com